ADEDOYIN, Oluwatomisin Anthonia. Strategic Applications of AI and ML in US SMEs: Risk Management and Customer Service Automation. International Journal of Scientific Research and Modern Technology, India, v. 4, n. 10, p. 245–260, 2025. DOI: 10.38124/ijsrmt.v4i10.1287. Disponível em: https://www.ijsrmt.com/index.php/ijsrmt/article/view/1287. Acesso em: 9 mar. 2026.