Austie, Ehimare Ucheoma. “Leveraging Predictive Analytics to Identify Early Warning Signals of Loan Default in Nigerian Commercial Banks”. International Journal of Scientific Research and Modern Technology 2, no. 8 (August 28, 2023): 59–63. Accessed April 20, 2026. https://www.ijsrmt.com/index.php/ijsrmt/article/view/834.